Household Debt Organization

This service is for households in Galway who need a clear picture of their financial obligations. We begin by gathering all your debt information—credit cards, loans, utility arrears—and organizing it into a single, easy-to-read summary. You will receive a structured document that shows balances, interest rates, and payment timelines, which can help you understand where you stand. The session is conducted in person or via video call, typically lasting 60–90 minutes. We focus on practical questions, such as which debts are priority and which can be addressed later. This approach is suited for households feeling overwhelmed by scattered bills and statements. After the session, you leave with a clear list and a simple action plan for the next steps. We do not provide financial advice; we provide organization and clarity to help you make informed decisions.